{"id":68539,"date":"2023-08-21T05:06:08","date_gmt":"2023-08-20T22:06:08","guid":{"rendered":"https:\/\/cooponline.vn\/?p=68539"},"modified":"2025-07-31T14:04:01","modified_gmt":"2025-07-31T07:04:01","slug":"6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien","status":"publish","type":"post","link":"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/","title":{"rendered":"6 c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3, ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n"},"content":{"rendered":"\n<p>Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea1n theo d\u00f5i s\u1ed1 ti\u1ec1n \u0111\u00e3 chi ti\u00eau m\u00e0 c\u00f2n gi\u00fap b\u1ea1n k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh cho t\u01b0\u01a1ng lai v\u1edbi s\u1ed1 ti\u1ec1n t\u00edch g\u00f3p \u0111\u01b0\u1ee3c.<\/p>\n\n\n\n<p>K\u1ef9 n\u0103ng n\u00e0y \u0111\u00f2i h\u1ecfi b\u1ea1n ph\u1ea3i c\u00f3 m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p c\u1ee5 th\u1ec3 v\u00e0 hi\u1ec7u qu\u1ea3. Co.op Online s\u1ebd chia s\u1ebb v\u1edbi b\u1ea1n<strong> 6 c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n <\/strong>th\u00f4ng minh \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i v\u00e0 hi\u1ec7u qu\u1ea3 nh\u1ea5t trong th\u1eddi \u0111\u1ea1i hi\u1ec7n nay.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 ez-toc-wrap-left-text counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #222222;color:#222222\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #222222;color:#222222\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#Quan_ly_chi_tieu_ca_nhan_la_gi\" >Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#6_cach_quan_ly_chi_tieu_ca_nhan_hieu_qua\" >6 c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#Cach_1_Tiet_kiem_truoc_%E2%80%93_chi_tra_sau\" >C\u00e1ch 1: Ti\u1ebft ki\u1ec7m tr\u01b0\u1edbc \u2013 chi tr\u1ea3 sau<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#Cach_2_Quan_ly_chi_tieu_ca_nhan_bang_quy_tac_503020\" >C\u00e1ch 2: Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n b\u1eb1ng quy t\u1eafc 50\/30\/20<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#Cach_3_Quy_tac_6_chiec_lo\" >C\u00e1ch 3: Quy t\u1eafc 6 chi\u1ebfc l\u1ecd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#Cach_4_Phuong_phap_102070\" >C\u00e1ch 4: Ph\u01b0\u01a1ng ph\u00e1p 10\/20\/70<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#Cach_5_Phuong_phap_quan_ly_chi_tieu_ca_nhan_bang_bia_thu\" >C\u00e1ch 5: Ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n b\u1eb1ng b\u00eca th\u01b0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#Cach_6_Quy_tac_quan_ly_chi_tieu_9-1_cua_nguoi_Do_Thai\" >C\u00e1ch 6: Quy t\u1eafc qu\u1ea3n l\u00fd chi ti\u00eau 9-1 c\u1ee7a ng\u01b0\u1eddi Do Th\u00e1i<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#Huong_dan_lap_bang_chi_tieu_ca_nhan\" >H\u01b0\u1edbng d\u1eabn l\u1eadp b\u1ea3ng chi ti\u00eau c\u00e1 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/#Ung_dung_dien_thoai_giup_quan_ly_chi_tieu_ca_nhan_thong_minh\" >\u1ee8ng d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i gi\u00fap qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n th\u00f4ng minh<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quan_ly_chi_tieu_ca_nhan_la_gi\"><\/span><a><\/a><strong>Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n l\u00e0 m\u1ed9t quy tr\u00ecnh quan tr\u1ecdng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o s\u1ef1 <strong>t\u1ef1 do <\/strong>t\u00e0i ch\u00ednh v\u00e0 <strong>\u0111\u1ed9c l\u1eadp<\/strong> trong cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<p>B\u1eb1ng c\u00e1ch s\u1eafp x\u1ebfp v\u00e0 ph\u00e2n b\u1ed5 ti\u1ec1n c\u1ee7a b\u1ea1n m\u1ed9t c\u00e1ch c\u00f3 logic, b\u1ea1n c\u00f3 th\u1ec3 ti\u1ebfn g\u1ea7n h\u01a1n \u0111\u1ebfn m\u1ee5c ti\u00eau n\u00e0y v\u00e0<strong> tr\u00e1nh \u00e1p l\u1ef1c<\/strong> t\u00e0i ch\u00ednh kh\u00f4ng c\u1ea7n thi\u1ebft.<\/p>\n\n\n\n<p>K\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n s\u1ebd y\u00eau c\u1ea7u b\u1ea1n theo d\u00f5i, xem x\u00e9t v\u00e0 \u0111i\u1ec1u ch\u1ec9nh chi ti\u00eau d\u1ef1a tr\u00ean t\u00ecnh h\u00ecnh th\u1ef1c t\u1ebf. Qu\u00e1 tr\u00ecnh n\u00e0y c\u00f3 th\u1ec3 x\u1ea3y ra h\u00e0ng ng\u00e0y, h\u00e0ng th\u00e1ng, ho\u1eb7c th\u1eadm ch\u00ed h\u00e0ng n\u0103m.<\/p>\n\n\n\n<p>Qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c \u0111\u00f2i h\u1ecfi s\u1ef1 <strong>kh\u00f4n ngoan<\/strong> trong c\u00e1ch b\u1ea1n ph\u00e2n ph\u1ed1i ngu\u1ed3n t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. \u0110i\u1ec1u n\u00e0y l\u00e0 <strong>b\u01b0\u1edbc quan tr\u1ecdng<\/strong> \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 h\u01b0\u1edbng \u0111\u1ebfn s\u1ef1 \u0111\u1ed9c l\u1eadp v\u00e0 t\u1ef1 do t\u00e0i ch\u00ednh.<\/p>\n\n\n\n<p>V\u1edbi ki\u1ebfn th\u1ee9c v\u00e0 k\u1ef9 n\u0103ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh, b\u1ea1n s\u1ebd tr\u00e1nh \u0111\u01b0\u1ee3c c\u0103ng th\u1eb3ng v\u1ec1 v\u1ea5n \u0111\u1ec1 ti\u1ec1n b\u1ea1c v\u00e0 ti\u1ebfn t\u1edbi m\u1ee5c ti\u00eau c\u1ee7a m\u00ecnh m\u1ed9t c\u00e1ch t\u1ef1 tin h\u01a1n.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408528.jpg\" alt=\"Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n gi\u00fap \u0111\u1ea3m b\u1ea3o s\u1ef1 t\u1ef1 do t\u00e0i ch\u00ednh\" class=\"wp-image-68541\" srcset=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408528.jpg 800w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408528-600x338.jpg 600w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408528-300x169.jpg 300w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408528-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n gi\u00fap \u0111\u1ea3m b\u1ea3o s\u1ef1 t\u1ef1 do t\u00e0i ch\u00ednh<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_cach_quan_ly_chi_tieu_ca_nhan_hieu_qua\"><\/span><a><\/a><strong>6 c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cach_1_Tiet_kiem_truoc_%E2%80%93_chi_tra_sau\"><\/span><a><\/a><strong>C\u00e1ch 1: Ti\u1ebft ki\u1ec7m tr\u01b0\u1edbc \u2013 chi tr\u1ea3 sau<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kh\u00e1i ni\u1ec7m <strong>&#8220;ti\u1ebft ki\u1ec7m tr\u01b0\u1edbc&#8221;<\/strong> c\u00f3 th\u1ec3 nghe c\u00f3 v\u1ebb l\u1ea1 l\u1eabm. Th\u01b0\u1eddng, ch\u00fang ta d\u00e0nh c\u00e1c kho\u1ea3n ti\u1ec1n cho c\u00e1c m\u1ee5c \u0111\u00edch kh\u00e1c nhau, sau \u0111\u00f3 suy ngh\u0129 v\u1ec1 vi\u1ec7c ti\u1ebft ki\u1ec7m.<\/p>\n\n\n\n<p>Tuy nhi\u00ean n\u1ebfu xem x\u00e9t k\u1ef9, b\u1ea1n s\u1ebd th\u1ea5y r\u1eb1ng ph\u1ea7n ti\u1ebft ki\u1ec7m n\u00e0y th\u01b0\u1eddng b\u1ecb b\u1ecf l\u1ee1 ho\u1eb7c th\u1eadm ch\u00ed c\u00f3 th\u00e1ng m\u00e0 b\u1ea1n kh\u00f4ng th\u1ef1c hi\u1ec7n vi\u1ec7c ti\u1ebft ki\u1ec7m do vi\u1ec7c chi ti\u00eau m\u00e0 kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c.<\/p>\n\n\n\n<p>M\u1ed9t c\u00e1ch th\u00f4ng minh l\u00e0 t\u1ea1o m\u1ed9t kho\u1ea3n <strong>&#8220;ti\u1ec1n ti\u1ebft ki\u1ec7m&#8221;<\/strong> b\u1eb1ng c\u00e1ch \u0111\u1eb7t ra m\u1ee5c ti\u00eau s\u1eed d\u1ee5ng kho\u1ea3ng <strong>10% <\/strong>thu nh\u1eadp h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n \u0111\u1ec3 ti\u1ebft ki\u1ec7m.<\/p>\n\n\n\n<p>Ph\u1ea7n c\u00f2n l\u1ea1i c\u1ee7a thu nh\u1eadp c\u00f3 th\u1ec3 d\u00e0nh cho chi ti\u00eau v\u00e0 ph\u00e2n chia th\u00e0nh nhi\u1ec1u kho\u1ea3n cho c\u00e1c m\u1ee5c \u0111\u00edch kh\u00e1c nhau.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408534.jpg\" alt=\"\u0110\u1eb7t ra m\u1ee5c ti\u00eau s\u1eed d\u1ee5ng kho\u1ea3ng 10% thu nh\u1eadp h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n \u0111\u1ec3 ti\u1ebft ki\u1ec7m\" class=\"wp-image-68542\" srcset=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408534.jpg 800w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408534-600x375.jpg 600w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408534-300x188.jpg 300w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408534-768x480.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">\u0110\u1eb7t ra m\u1ee5c ti\u00eau s\u1eed d\u1ee5ng kho\u1ea3ng 10% thu nh\u1eadp h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n \u0111\u1ec3 ti\u1ebft ki\u1ec7m<\/figcaption><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cach_2_Quan_ly_chi_tieu_ca_nhan_bang_quy_tac_503020\"><\/span><a><\/a><strong>C\u00e1ch 2: Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n b\u1eb1ng quy t\u1eafc 50\/30\/20<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0110\u1ec3 b\u1eaft \u0111\u1ea7u c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3, th\u00f4ng minh, h\u00e3y th\u1eed \u00e1p d\u1ee5ng quy t\u1eafc ph\u00e2n b\u1ed5 thu nh\u1eadp<strong> 50\/20\/30<\/strong>.<\/p>\n\n\n\n<p><em>Ph\u01b0\u01a1ng ph\u00e1p n\u00e0y y\u00eau c\u1ea7u b\u1ea1n chia thu nh\u1eadp th\u00e0nh <strong>ba kho\u1ea3n <\/strong>v\u1edbi t\u1ef7 l\u1ec7 nh\u01b0 sau:<\/em><\/p>\n\n\n\n<p>&#8211; <strong>50%<\/strong> d\u00e0nh cho c\u00e1c kho\u1ea3n chi ti\u00eau thi\u1ebft y\u1ebfu: Ti\u1ec1n thu\u00ea nh\u00e0, ti\u1ec1n \u0103n u\u1ed1ng, ti\u1ec1n \u0111i\u1ec7n n\u01b0\u1edbc&#8230;<\/p>\n\n\n\n<p>&#8211; <strong>30%<\/strong> d\u00e0nh cho c\u00e1c kho\u1ea3n chi ti\u00eau kh\u00e1c: \u0110i du l\u1ecbch, mua s\u1eafm, gi\u1ea3i tr\u00ed&#8230;<\/p>\n\n\n\n<p>&#8211; <strong>20%<\/strong> d\u00e0nh cho ti\u1ebft ki\u1ec7m v\u00e0 tr\u1ea3 n\u1ee3.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408540.png\" alt=\"Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n b\u1eb1ng quy t\u1eafc 50\/30\/20\" class=\"wp-image-68543\" srcset=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408540.png 800w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408540-600x338.png 600w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408540-300x169.png 300w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408540-768x432.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n b\u1eb1ng quy t\u1eafc 50\/30\/20<\/figcaption><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cach_3_Quy_tac_6_chiec_lo\"><\/span><a><\/a><strong>C\u00e1ch 3: Quy t\u1eafc 6 chi\u1ebfc l\u1ecd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ph\u01b0\u01a1ng ph\u00e1p 6 &#8220;l\u1ecd&#8221; l\u00e0 m\u1ed9t c\u00e1ch ph\u00e2n b\u1ed5 thu nh\u1eadp d\u1ef1a tr\u00ean tri\u1ebft l\u00fd c\u1ee7a t\u00e1c gi\u1ea3 n\u1ed5i ti\u1ebfng T.Harv Eker, \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u trong cu\u1ed1n s\u00e1ch<strong> &#8220;B\u00ed M\u1eadt T\u01b0 Duy Tri\u1ec7u Ph\u00fa&#8221;<\/strong>.<\/p>\n\n\n\n<p><em>H\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u c\u00e1ch b\u1ea1n c\u00f3 th\u1ec3 chia thu nh\u1eadp c\u1ee7a m\u00ecnh th\u00e0nh <strong>6 ph\u1ea7n<\/strong>:<\/em><\/p>\n\n\n\n<p><strong>&#8211; L\u1ecd nhu y\u1ebfu ph\u1ea9m (NEC) 55%: <\/strong>Kho\u1ea3n ti\u1ec1n n\u00e0y d\u00e0nh cho nh\u1eefng nhu c\u1ea7u thi\u1ebft y\u1ebfu c\u1ee7a cu\u1ed9c s\u1ed1ng.<\/p>\n\n\n\n<p><strong>&#8211; L\u1ecd \u01b0\u01a1m th\u00fa (PLAY) 10%: <\/strong>Kho\u1ea3n ti\u1ec1n n\u00e0y \u0111\u01b0\u1ee3c d\u00e0nh \u0111\u1ec3 th\u1ecfa m\u00e3n nh\u1eefng ni\u1ec1m vui c\u00e1 nh\u00e2n v\u00e0 th\u00fa ch\u01a1i.<\/p>\n\n\n\n<p><strong>&#8211; L\u1ecd h\u1ecdc h\u1ecfi (EDU) 10%: <\/strong>Ph\u1ea7n n\u00e0y \u0111\u01b0\u1ee3c d\u00e0nh \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o vi\u1ec7c ph\u00e1t tri\u1ec3n t\u01b0 duy, ki\u1ebfn th\u1ee9c, v\u00e0 k\u1ef9 n\u0103ng c\u00e1 nh\u00e2n.<\/p>\n\n\n\n<p><strong>&#8211; L\u1ecd t\u1eeb thi\u1ec7n (GIV) 5%: <\/strong>Kho\u1ea3n ti\u1ec1n n\u00e0y l\u00e0 \u0111\u1ec3 gi\u00fap \u0111\u1ee1 ng\u01b0\u1eddi kh\u00e1c v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u1eeb thi\u1ec7n.<\/p>\n\n\n\n<p><strong>&#8211; L\u1ecd ti\u1ebft ki\u1ec7m cho t\u01b0\u01a1ng lai (LTSS) 10%:<\/strong> \u0110\u00e2y l\u00e0 kho\u1ea3n ti\u1ec1n b\u1ea1n \u0111\u1ec3 d\u00e0nh cho c\u00e1c m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n nh\u01b0 du l\u1ecbch, mua nh\u00e0, ho\u1eb7c mua xe.<\/p>\n\n\n\n<p><strong>&#8211; L\u1ecd t\u1ef1 do t\u00e0i ch\u00ednh (FFA) 10%: <\/strong>Kho\u1ea3n n\u00e0y \u0111\u01b0\u1ee3c d\u00e0nh \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o kinh doanh ho\u1eb7c c\u00e1c c\u01a1 h\u1ed9i \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 t\u1ea1o ra thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408547.jpg\" alt=\"Ph\u01b0\u01a1ng ph\u00e1p 6 &quot;l\u1ecd&quot; l\u00e0 m\u1ed9t c\u00e1ch ph\u00e2n b\u1ed5 thu nh\u1eadp hi\u1ec7u qu\u1ea3\" class=\"wp-image-68544\" srcset=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408547.jpg 800w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408547-600x338.jpg 600w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408547-300x169.jpg 300w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408547-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">Ph\u01b0\u01a1ng ph\u00e1p 6 &#8220;l\u1ecd&#8221; l\u00e0 m\u1ed9t c\u00e1ch ph\u00e2n b\u1ed5 thu nh\u1eadp hi\u1ec7u qu\u1ea3<\/figcaption><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cach_4_Phuong_phap_102070\"><\/span><a><\/a><strong>C\u00e1ch 4: Ph\u01b0\u01a1ng ph\u00e1p 10\/20\/70<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ph\u01b0\u01a1ng ph\u00e1p 10\/20\/70 l\u00e0 m\u1ed9t c\u00e1ch ghi ch\u00e9p chi ti\u00eau c\u00e1 nh\u00e2n s\u00e1ng t\u1ea1o, \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh b\u1eb1ng c\u00e1ch k\u1ebft h\u1ee3p c\u00e1c nguy\u00ean t\u1eafc t\u1eeb ba ph\u01b0\u01a1ng ph\u00e1p t\u00e0i ch\u00ednh n\u1ed5i ti\u1ebfng:<strong> 50\/30\/20, 6 &#8220;l\u1ecd,&#8221; <\/strong>v\u00e0 <strong>&#8220;Pay Yourself First.<\/strong>&#8220;<\/p>\n\n\n\n<p><em>H\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u c\u00e1ch b\u1ea1n c\u00f3 th\u1ec3 ph\u00e2n b\u1ed5 thu nh\u1eadp c\u1ee7a m\u00ecnh th\u00e0nh 3 ph\u1ea7n:<\/em><\/p>\n\n\n\n<p><strong>&#8211; 10% ti\u1ebft ki\u1ec7m: <\/strong>T\u1eadp trung v\u00e0o vi\u1ec7c x\u00e2y d\u1ef1ng m\u1ed9t qu\u1ef9 kh\u1ea9n c\u1ea5p v\u1eefng m\u1ea1nh tr\u01b0\u1edbc khi b\u1ea1n b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c m\u1ee5c ti\u1ebft ki\u1ec7m d\u00e0i h\u1ea1n.<\/p>\n\n\n\n<p><strong>&#8211; 20% ph\u00e1t tri\u1ec3n b\u1ea3n th\u00e2n:<\/strong> Ph\u1ea7n n\u00e0y d\u00e0nh cho vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o vi\u1ec7c ph\u00e1t tri\u1ec3n b\u1ea3n th\u00e2n, t\u1ea1o c\u01a1 h\u1ed9i cho kinh doanh, \u0111\u1ea7u t\u01b0, ho\u1eb7c x\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 c\u00f3 \u00edch cho s\u1ef1 nghi\u1ec7p c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<p><strong>&#8211; 70% cho c\u00e1c kho\u1ea3n chi ti\u00eau h\u1eb1ng ng\u00e0y: <\/strong>Ph\u1ea7n l\u1edbn thu nh\u1eadp c\u1ee7a b\u1ea1n (<strong>70%<\/strong>) \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho c\u00e1c chi ti\u00eau h\u00e0ng ng\u00e0y nh\u01b0 ti\u1ec1n \u0103n u\u1ed1ng, gi\u1ea3i tr\u00ed v\u00e0 c\u00e1c kho\u1ea3n ti\u1ec1n ch\u01a1i kh\u00e1c.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408554.jpg\" alt=\"Ph\u01b0\u01a1ng ph\u00e1p 10\/20\/70 l\u00e0 m\u1ed9t c\u00e1ch ghi ch\u00e9p chi ti\u00eau c\u00e1 nh\u00e2n s\u00e1ng t\u1ea1o\" class=\"wp-image-68545\" srcset=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408554.jpg 800w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408554-600x375.jpg 600w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408554-300x188.jpg 300w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408554-768x480.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">Ph\u01b0\u01a1ng ph\u00e1p 10\/20\/70 l\u00e0 m\u1ed9t c\u00e1ch ghi ch\u00e9p chi ti\u00eau c\u00e1 nh\u00e2n s\u00e1ng t\u1ea1o<\/figcaption><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cach_5_Phuong_phap_quan_ly_chi_tieu_ca_nhan_bang_bia_thu\"><\/span><a><\/a><strong>C\u00e1ch 5: Ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n b\u1eb1ng b\u00eca th\u01b0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ph\u01b0\u01a1ng ph\u00e1p ti\u1ebft ki\u1ec7m ti\u1ec1n b\u1eb1ng phong b\u00ec l\u00e0 m\u1ed9t xu h\u01b0\u1edbng m\u1edbi tr\u00ean c\u00e1c m\u1ea1ng x\u00e3 h\u1ed9i, \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi \u01b0a th\u00edch.<\/p>\n\n\n\n<p><em>V\u1edbi ph\u01b0\u01a1ng ph\u00e1p n\u00e0y, b\u1ea1n c\u1ea7n s\u1eafp x\u1ebfp ti\u1ec1n m\u1eb7t v\u00e0 c\u00e1c phong b\u00ec, sau \u0111\u00f3 th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc sau:<\/em><\/p>\n\n\n\n<p><strong>&#8211; Li\u1ec7t k\u00ea c\u00e1c kho\u1ea3n chi ti\u00eau quan tr\u1ecdng h\u00e0ng th\u00e1ng v\u00e0 ghi ch\u00fa l\u00ean t\u1eebng phong b\u00ec: <\/strong>B\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c li\u1ec7t k\u00ea t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n chi ti\u00eau quan tr\u1ecdng h\u00e0ng th\u00e1ng v\u00e0 ghi ch\u00fa ch\u00fang l\u00ean t\u1eebng phong b\u00ec.<\/p>\n\n\n\n<p><strong>&#8211; R\u00fat ti\u1ec1n v\u00e0 chia ti\u1ec1n v\u00e0o t\u1eebng phong b\u00ec d\u1ef1a tr\u00ean ghi ch\u00fa: <\/strong>Ti\u1ebfp theo, h\u00e3y r\u00fat ti\u1ec1n v\u00e0 ph\u00e2n chia ch\u00fang v\u00e0o t\u1eebng phong b\u00ec theo nh\u1eefng ghi ch\u00fa b\u1ea1n \u0111\u00e3 l\u00e0m. B\u1ea1n c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng c\u00e1c nguy\u00ean t\u1eafc qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh \u0111\u1ec3 ph\u00e2n chia ti\u1ec1n m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd.<\/p>\n\n\n\n<p><strong>&#8211; Chi ti\u00eau theo kho\u1ea3n b\u00ean trong phong b\u00ec: <\/strong>Quan tr\u1ecdng nh\u1ea5t, h\u00e3y ch\u1ec9 chi ti\u00eau t\u1eeb s\u1ed1 ti\u1ec1n c\u00f3 trong phong b\u00ec t\u01b0\u01a1ng \u1ee9ng v\u1edbi m\u1ee5c \u0111\u00edch c\u1ee7a n\u00f3. Tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng n\u00ean r\u00fat ti\u1ec1n t\u1eeb phong b\u00ec kh\u00e1c \u0111\u1ec3 b\u00f9 \u0111\u1eafp cho kho\u1ea3n \u0111\u00e3 h\u1ebft ti\u1ec1n.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408561.jpg\" alt=\"Ti\u1ebft ki\u1ec7m ti\u1ec1n b\u1eb1ng phong b\u00ec l\u00e0 m\u1ed9t xu h\u01b0\u1edbng m\u1edbi tr\u00ean c\u00e1c m\u1ea1ng x\u00e3 h\u1ed9i\" class=\"wp-image-68546\" srcset=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408561.jpg 800w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408561-600x338.jpg 600w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408561-300x169.jpg 300w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408561-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">Ti\u1ebft ki\u1ec7m ti\u1ec1n b\u1eb1ng phong b\u00ec l\u00e0 m\u1ed9t xu h\u01b0\u1edbng m\u1edbi tr\u00ean c\u00e1c m\u1ea1ng x\u00e3 h\u1ed9i<\/figcaption><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cach_6_Quy_tac_quan_ly_chi_tieu_9-1_cua_nguoi_Do_Thai\"><\/span><a><\/a><strong>C\u00e1ch 6: Quy t\u1eafc qu\u1ea3n l\u00fd chi ti\u00eau 9-1 c\u1ee7a ng\u01b0\u1eddi Do Th\u00e1i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Quy t\u1eafc qu\u1ea3n l\u00fd chi ti\u00eau 9-1, m\u1ed9t ph\u1ea7n c\u1ee7a truy\u1ec1n th\u1ed1ng ng\u01b0\u1eddi Do Th\u00e1i, \u0111\u01a1n gi\u1ea3n l\u00e0 h\u1ea1n ch\u1ebf chi ti\u00eau t\u1ed5ng c\u1ed9ng kh\u00f4ng qu\u00e1 <strong>90%<\/strong> thu nh\u1eadp c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n tu\u00e2n th\u1ee7 quy t\u1eafc n\u00e0y trong th\u1eddi gian d\u00e0i, b\u1ea1n kh\u00f4ng ch\u1ec9 \u0111ang x\u00e2y d\u1ef1ng m\u1ed9t t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh v\u1eefng m\u1ea1nh m\u00e0 c\u00f2n \u0111ang t\u00edch l\u0169y m\u1ed9t kho\u1ea3n ti\u1ebft ki\u1ec7m quan tr\u1ecdng.<\/p>\n\n\n\n<p>Kh\u00f4ng bao gi\u1edd n\u00ean xem nh\u1eb9 s\u1ed1 ti\u1ec1n b\u1ea1n ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c, b\u1edfi \u0111\u00f3 ch\u00ednh l\u00e0 b\u00e0i h\u1ecdc quan tr\u1ecdng gi\u00fap x\u00e2y d\u1ef1ng s\u1ef1 gi\u00e0u c\u00f3 trong t\u01b0\u01a1ng lai kh\u00f4ng ch\u1ec9 cho ri\u00eang b\u1ea1n m\u00e0 c\u00f2n cho th\u1ebf h\u1ec7 sau.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408566.png\" alt=\"Quy t\u1eafc qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n 9-1 c\u1ee7a ng\u01b0\u1eddi Do Th\u00e1i\" class=\"wp-image-68547\" srcset=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408566.png 800w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408566-600x338.png 600w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408566-300x169.png 300w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408566-768x432.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">Quy t\u1eafc qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n 9-1 c\u1ee7a ng\u01b0\u1eddi Do Th\u00e1i<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Huong_dan_lap_bang_chi_tieu_ca_nhan\"><\/span><a><\/a><strong>H\u01b0\u1edbng d\u1eabn l\u1eadp b\u1ea3ng chi ti\u00eau c\u00e1 nh\u00e2n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e1c b\u01b0\u1edbc \u0111\u1ec3 t\u1ea1o b\u1ea3ng chi ti\u00eau c\u00e1 nh\u00e2n \u0111\u01a1n gi\u1ea3n:<\/p>\n\n\n\n<p><strong>&#8211; B\u01b0\u1edbc 1: Kh\u1edfi \u0111\u1ea7u v\u1edbi \u1ee9ng d\u1ee5ng Excel tr\u00ean m\u00e1y t\u00ednh ho\u1eb7c \u0111i\u1ec7n tho\u1ea1i<\/strong><\/p>\n\n\n\n<p><strong>&#8211; B\u01b0\u1edbc 2: T\u1ea1o 2 c\u1ed9t &#8211; Thu v\u00e0 chi<\/strong><\/p>\n\n\n\n<p>Trong b\u1ea3ng c\u1ee7a b\u1ea1n, h\u00e3y t\u1ea1o hai c\u1ed9t quan tr\u1ecdng &#8211; m\u1ed9t cho thu nh\u1eadp v\u00e0 m\u1ed9t cho chi ti\u00eau.<\/p>\n\n\n\n<p>\u0110i\u1ec1u n\u00e0y quan tr\u1ecdng \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 \u0111i\u1ec1n th\u00f4ng tin m\u1ed9t c\u00e1ch \u0111\u1ea7y \u0111\u1ee7 v\u00e0 chi ti\u1ebft, gi\u00fap b\u1ea1n x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd v\u00e0 theo d\u00f5i ch\u00fang m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng h\u01a1n.<\/p>\n\n\n\n<p><strong>&#8211; B\u01b0\u1edbc 3: S\u1eed d\u1ee5ng c\u00e1c c\u00e2u l\u1ec7nh t\u00ednh to\u00e1n \u0111\u01a1n gi\u1ea3n<\/strong><\/p>\n\n\n\n<p>Khi b\u1ea1n \u0111\u00e3 nh\u1eadp \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin v\u00e0o b\u1ea3ng Excel, b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 t\u00ednh to\u00e1n \u0111\u01a1n gi\u1ea3n.<\/p>\n\n\n\n<p><strong><em>V\u00ed d\u1ee5:<\/em><\/strong> \u0110\u1ec3 t\u00ednh t\u1ed5ng, b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 t\u00ednh t\u1ed5ng b\u1eb1ng c\u00e1ch nh\u1ea5p v\u00e0o n\u00fat Autosum. Sau \u0111\u00f3, ch\u1ec9 c\u1ea7n k\u00e9o v\u00e0 ch\u1ecdn c\u00e1c \u00f4 m\u00e0 b\u1ea1n mu\u1ed1n t\u00ednh t\u1ed5ng, v\u00e0 sau \u0111\u00f3 nh\u1ea5n Enter.<\/p>\n\n\n\n<p>H\u00e3y \u00e1p d\u1ee5ng thao t\u00e1c n\u00e0y cho c\u1ea3 hai c\u1ed9t thu v\u00e0 chi \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 theo d\u00f5i v\u00e0 qu\u1ea3n l\u00fd t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u1ee7a m\u00ecnh m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408572.jpg\" alt=\"B\u1ea3ng qu\u1ea3n l\u00fd thu nh\u1eadp chi ti\u00eau h\u00e0ng ng\u00e0y\" class=\"wp-image-68548\" srcset=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408572.jpg 800w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408572-600x338.jpg 600w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408572-300x169.jpg 300w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408572-768x432.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">B\u1ea3ng qu\u1ea3n l\u00fd thu nh\u1eadp chi ti\u00eau h\u00e0ng ng\u00e0y<\/figcaption><\/figure>\n<\/div>\n\n\n<p><strong>&#8211; B\u01b0\u1edbc 4: Ki\u1ec3m tra t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh h\u1eb1ng th\u00e1ng<\/strong><\/p>\n\n\n\n<p>Ti\u1ebfp theo, b\u1ea1n c\u1ea7n t\u00ednh to\u00e1n t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh h\u00e0ng th\u00e1ng. \u0110\u01a1n gi\u1ea3n, b\u1ea1n th\u1ef1c hi\u1ec7n c\u00e1c thao t\u00e1c t\u00ednh to\u00e1n tr\u00ean Excel v\u00e0 b\u1ea1n s\u1ebd c\u00f3 k\u1ebft qu\u1ea3 ngay l\u1eadp t\u1ee9c.<\/p>\n\n\n\n<p>N\u1ebfu k\u1ebft qu\u1ea3 l\u00e0 s\u1ed1 d\u01b0\u01a1ng, \u0111i\u1ec1u n\u00e0y ngh\u0129a l\u00e0 b\u1ea1n \u0111ang c\u00f3 s\u1ed1 d\u01b0 t\u00e0i ch\u00ednh; ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu k\u1ebft qu\u1ea3 l\u00e0 s\u1ed1 \u00e2m, b\u1ea1n \u0111ang tr\u1ea3i qua t\u00ecnh tr\u1ea1ng th\u00e2m h\u1ee5t t\u00e0i ch\u00ednh.<\/p>\n\n\n\n<p><strong>&#8211; B\u01b0\u1edbc 5: T\u1ea1o b\u1ea3n sao \u0111\u1ec3 theo d\u00f5i t\u1eebng th\u00e1ng ti\u1ebfp theo<\/strong><\/p>\n\n\n\n<p>\u0110\u1ec3 ti\u1ec7n cho vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n trong c\u00e1c th\u00e1ng ti\u1ebfp theo, b\u1ea1n c\u00f3 th\u1ec3 t\u1ea1o b\u1ea3n sao c\u1ee7a b\u1ea3ng t\u00ednh Excel hi\u1ec7n t\u1ea1i.<\/p>\n\n\n\n<p>\u0110i\u1ec1u n\u00e0y gi\u00fap b\u1ea1n duy tr\u00ec m\u1ed9t b\u1ea3n g\u1ed1c \u0111\u1ec3 tham kh\u1ea3o v\u00e0 theo d\u00f5i t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh qua c\u00e1c th\u00e1ng.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408579.jpg\" alt=\"Ki\u1ec3m tra t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh h\u1eb1ng th\u00e1ng\" class=\"wp-image-68549\" srcset=\"https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408579.jpg 800w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408579-600x375.jpg 600w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408579-300x188.jpg 300w, https:\/\/cooponline.vn\/tin-tuc\/wp-content\/uploads\/2023\/09\/auto-draft-1694408579-768x480.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">Ki\u1ec3m tra t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh h\u1eb1ng th\u00e1ng<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ung_dung_dien_thoai_giup_quan_ly_chi_tieu_ca_nhan_thong_minh\"><\/span><a><\/a><strong>\u1ee8ng d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i gi\u00fap qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n th\u00f4ng minh<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 \u1ee9ng d\u1ee5ng v\u00e0 ph\u1ea7n m\u1ec1m qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n th\u00f4ng minh m\u00e0 nhi\u1ec1u ng\u01b0\u1eddi tin d\u00f9ng nh\u1ea5t:<\/p>\n\n\n\n<p><strong>&#8211; Money Lover<\/strong>: App n\u00e0y \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t trong nh\u1eefng \u1ee9ng d\u1ee5ng qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n h\u00e0ng \u0111\u1ea7u v\u00e0 \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi s\u1eed d\u1ee5ng. V\u1edbi \u1ee9ng d\u1ee5ng n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 ghi ch\u00e9p d\u00f2ng ti\u1ec1n thu chi h\u00e0ng ng\u00e0y v\u00e0 h\u00e0ng th\u00e1ng m\u1ed9t c\u00e1ch r\u00f5 r\u00e0ng, theo c\u00e1c m\u1ee5c g\u1ee3i \u00fd tr\u00ean \u1ee9ng d\u1ee5ng.<\/p>\n\n\n\n<p><strong>&#8211; S\u1ed5 Thu Chi MISA: <\/strong>\u1ee8ng d\u1ee5ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh MISA cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng d\u1ec5 d\u00e0ng ghi ch\u00e9p c\u00e1c kho\u1ea3n thu chi, vay n\u1ee3 h\u00e0ng ng\u00e0y v\u00e0 h\u00e0ng th\u00e1ng v\u1edbi thao t\u00e1c v\u00f4 c\u00f9ng \u0111\u01a1n gi\u1ea3n.<\/p>\n\n\n\n<p><strong>&#8211; Notion:&nbsp; <\/strong>Notion l\u00e0 m\u1ed9t \u1ee9ng d\u1ee5ng web ghi ch\u00fa mi\u1ec5n ph\u00ed, ph\u00e1t tri\u1ec3n b\u1edfi Notion Labs Inc. N\u00f3 cung c\u1ea5p m\u1ed9t lo\u1ea1t c\u00e1c c\u00f4ng c\u1ee5, bao g\u1ed3m qu\u1ea3n l\u00fd t\u00e1c v\u1ee5, theo d\u00f5i d\u1ef1 \u00e1n, danh s\u00e1ch vi\u1ec7c c\u1ea7n l\u00e0m, \u0111\u00e1nh d\u1ea5u trang, l\u00ean k\u1ebf ho\u1ea1ch, v\u00e0 l\u1eadp th\u1eddi gian bi\u1ec3u.<\/p>\n\n\n\n<p><em>Co.op Online \u0111\u00e3 chia s\u1ebb v\u1edbi b\u1ea1n <strong>6 c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n<\/strong> hi\u1ec7u qu\u1ea3, \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p cho nh\u1eefng ng\u01b0\u1eddi m\u1edbi b\u1eaft \u0111\u1ea7u. Ch\u00fang t\u00f4i hy v\u1ecdng r\u1eb1ng th\u00f4ng qua b\u00e0i vi\u1ebft n\u00e0y, b\u1ea1n s\u1ebd t\u00ecm th\u1ea5y ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3 ri\u00eang c\u1ee7a m\u00ecnh.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>K\u1ef9 n\u0103ng n\u00e0y \u0111\u00f2i h\u1ecfi b\u1ea1n ph\u1ea3i c\u00f3 m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p c\u1ee5 th\u1ec3 v\u00e0 hi\u1ec7u qu\u1ea3. Co.op Online s\u1ebd chia s\u1ebb v\u1edbi b\u1ea1n 6 c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n th\u00f4ng minh \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i v\u00e0 hi\u1ec7u qu\u1ea3 nh\u1ea5t trong th\u1eddi \u0111\u1ea1i hi\u1ec7n nay.<\/p>\n","protected":false},"author":60,"featured_media":68540,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[595,593],"tags":[],"class_list":["post-68539","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-co-gi-moi","category-toa-do-chill"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>6 c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3, ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n - Tin t\u1ee9c t\u1ed5ng h\u1ee3p - Coop Online<\/title>\n<meta name=\"description\" content=\"6 c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n: Ti\u1ebft ki\u1ec7m tr\u01b0\u1edbc \u2013 chi tr\u1ea3 sau, quy t\u1eafc 50\/30\/20, quy t\u1eafc 6 chi\u1ebfc l\u1ecd, ph\u01b0\u01a1ng ph\u00e1p 10\/20\/70\u2026 Click ngay!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cooponline.vn\/tin-tuc\/6-cach-quan-ly-chi-tieu-ca-nhan-hieu-qua-tiet-kiem-duoc-nhieu-tien\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6 c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3, ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n - 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